Nurmen is innovative firm; we invest high growth profitable consumer-oriented businesses that are well-positioned within their sectors. We use Islamic financial techniques of profit and loss sharing as well as mark up financing, therefore, our highly talented management team is committed to create wealth and maximise capital gains while minimising risk exposure. We use risk management in an Islamic framework and conduct extensive relevant research in this area in order to fulfil our growth objectives. We use both Islamic and modern analytical methods that are compatible with the Islamic principle. However, as we invest consumer-oriented businesses our risk exposure is limited compared to fluctuations and speculations faced by other businesses whose operations are centred interest rate directly or indirectly. We only invest products and services that are compliant with Islamic principles and as a result we are unable to invest certain industries.